:root{--navy:#0a2540;--navy2:#112f4d;--amber:#f4a51c;--green:#0b7a53;--ink:#182638;--muted:#627184;--bg:#f6f8fb;--line:#e3e8ef;--white:#fff}*{box-sizing:border-box}html{scroll-behavior:smooth}body{color:var(--ink);background:var(--bg);margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,Segoe UI,sans-serif;line-height:1.65}a{color:inherit}.wrap{width:min(1180px,100% - 32px);margin:auto}.staging-banner{color:#5b3b00;text-align:center;background:#ffe29b;padding:6px 12px;font-size:.8rem;font-weight:800}.topbar{background:var(--navy);color:#dbe7f3;padding:8px 0;font-size:.85rem}.topbar .wrap{flex-wrap:wrap;justify-content:space-between;gap:16px;display:flex}header{z-index:20;border-bottom:1px solid var(--line);backdrop-filter:blur(10px);background:#fffffff7;position:sticky;top:0}.nav{justify-content:space-between;align-items:center;gap:22px;min-height:72px;display:flex}.brand{color:var(--navy);letter-spacing:-.4px;align-items:center;gap:10px;font-weight:850;text-decoration:none;display:flex}.brand-mark{background:linear-gradient(145deg,#ffc65f,var(--amber));width:40px;height:40px;color:var(--navy);border-radius:12px;place-items:center;font-weight:900;display:grid}.desktop-nav{flex-wrap:wrap;align-items:center;gap:20px;display:flex}.desktop-nav a{color:#3d5065;font-size:.94rem;font-weight:650;text-decoration:none}.desktop-nav a:hover{color:var(--green)}.nav-actions{align-items:center;gap:10px;display:flex}.mobile-menu{display:none;position:relative}.mobile-menu summary{cursor:pointer;border:1px solid var(--line);color:var(--navy);background:#fff;border-radius:10px;padding:9px 12px;font-weight:800;list-style:none}.mobile-menu summary::-webkit-details-marker{display:none}.mobile-menu-panel{border:1px solid var(--line);background:#fff;border-radius:16px;gap:4px;width:250px;padding:12px;display:grid;position:absolute;top:48px;right:0;box-shadow:0 18px 45px #0f233729}.mobile-menu-panel>a:not(.btn){color:var(--navy);border-radius:8px;padding:10px;font-weight:700;text-decoration:none}.mobile-menu-panel>a:not(.btn):hover{background:var(--bg)}.btn{cursor:pointer;border:0;border-radius:12px;justify-content:center;align-items:center;padding:12px 18px;font-weight:800;text-decoration:none;display:inline-flex}.btn-primary{background:var(--amber);color:var(--navy)}.btn-dark{background:var(--navy);color:#fff}.btn-ghost{border:1px solid var(--line);color:var(--navy);background:#fff}.hero-ghost{color:#fff;background:#ffffff14;border-color:#ffffff47}.hero{background:radial-gradient(circle at 85% 15%,#f4a51c33,transparent 24%),linear-gradient(145deg,var(--navy),#123d61);color:#fff;padding:78px 0}.hero-grid{grid-template-columns:minmax(0,1.25fr) minmax(300px,.75fr);align-items:center;gap:48px;display:grid}.eyebrow{text-transform:uppercase;letter-spacing:.12em;color:#c77800;font-size:.78rem;font-weight:850}.hero .eyebrow{color:#f7bd56}.hero h1,.page-hero h1{max-width:900px;margin:.35em 0;font-size:clamp(2.1rem,5vw,4.2rem);line-height:1.05}.hero p{color:#d7e2ee;max-width:760px;font-size:1.12rem}.hero-note{margin-top:16px;color:#aebfd0!important;font-size:.86rem!important}.hero-panel{background:#ffffff17;border:1px solid #ffffff29;border-radius:22px;gap:8px;padding:18px;display:grid}.hero-panel>a{color:var(--navy);background:#fff;border-radius:13px;justify-content:space-between;align-items:center;gap:16px;padding:15px;text-decoration:none;display:flex}.hero-panel>a span{color:var(--green);text-align:right;font-size:.82rem;font-weight:800}.actions{flex-wrap:wrap;gap:12px;margin-top:28px;display:flex}.section{padding:64px 0}.section-alt{background:#eef3f7}.section h2{color:var(--navy);margin-top:0;font-size:clamp(1.7rem,3vw,2.6rem);line-height:1.2}.lede{color:var(--muted);max-width:800px;font-size:1.08rem}.grid{grid-template-columns:repeat(3,1fr);gap:20px;margin-top:28px;display:grid}.card{border:1px solid var(--line);background:#fff;border-radius:18px;padding:24px;box-shadow:0 10px 28px #142a430d}.card h3{color:var(--navy);margin:0 0 10px;font-size:1.15rem}.card p{color:var(--muted);margin:.4rem 0 1rem}.card a{color:var(--green);font-weight:800;text-decoration:none}.steps{grid-template-columns:repeat(4,1fr);gap:18px;margin-top:28px;display:grid}.step{border:1px solid var(--line);background:#fff;border-radius:16px;padding:22px}.step>span{color:#8f5a00;background:#fff3d9;border-radius:999px;place-items:center;width:40px;height:40px;font-weight:900;display:inline-grid}.step h3{color:var(--navy);margin:.9rem 0 .4rem}.step p{color:var(--muted);margin:0}.cta-band{background:var(--navy);color:#fff;border-radius:24px;justify-content:space-between;align-items:center;gap:30px;display:flex;padding:34px!important}.cta-band h2{color:#fff;margin:.2rem 0}.cta-band p{color:#c8d7e6;margin:0}.page-hero{border-bottom:1px solid var(--line);background:#fff;padding:48px 0}.page-hero h1{color:var(--navy);font-size:clamp(2rem,4vw,3.5rem)}.breadcrumbs{color:var(--muted);margin-bottom:14px;font-size:.86rem}.breadcrumbs a{color:var(--green);text-decoration:none}.article{grid-template-columns:minmax(0,760px) 280px;align-items:start;gap:42px;display:grid}.article-main{border:1px solid var(--line);background:#fff;border-radius:20px;padding:34px}.article-main h2,.article-main h3,.article-main h4{color:var(--navy);margin-top:1.7em;line-height:1.25}.article-main h4{font-size:1.25rem}.article-main ul,.article-main ol{padding-left:22px}.article-main p,.article-main li{font-size:1.02rem}.article-main blockquote{border-left:4px solid var(--amber);color:#5d4a22;background:#fff8e8;margin:24px 0;padding:16px 20px}.aside{gap:16px;display:grid;position:sticky;top:96px}.aside .card{padding:20px}.editorial-card p{font-size:.9rem}.meta{color:var(--muted);flex-wrap:wrap;gap:12px;margin:12px 0 0;font-size:.9rem;display:flex}.pill{color:var(--green);background:#eef7f2;border-radius:999px;padding:5px 10px;font-size:.78rem;font-weight:800;display:inline-block}.notice{color:#6b4a0e;background:#fff6e4;border:1px solid #f3d394;border-radius:14px;padding:16px}.form{gap:14px;max-width:720px;display:grid}.form label{color:var(--navy);font-weight:750}.form input,.form textarea,.form select{width:100%;font:inherit;background:#fff;border:1px solid #ccd5df;border-radius:10px;padding:12px}.form textarea{min-height:130px}footer{color:#c6d4e1;background:#081b2d;margin-top:40px;padding:46px 0}footer a{color:#fff}.footer-grid{grid-template-columns:2fr 1fr 1fr;gap:28px;display:grid}footer h3{color:#fff;margin-top:0}.small{color:#91a4b6;font-size:.88rem}.category-head{border-bottom:1px solid var(--line);justify-content:space-between;align-items:end;gap:16px;margin-top:42px;padding-bottom:10px;display:flex}@media (width<=980px){.desktop-nav{display:none}.mobile-menu{display:block}.hero-grid{grid-template-columns:1fr}.steps{grid-template-columns:repeat(2,1fr)}}@media (width<=700px){.topbar .wrap{text-align:center;justify-content:center}.desktop-cta{display:none}.nav{min-height:64px}.brand span:last-child{font-size:.94rem}.grid,.steps,.article{grid-template-columns:1fr}.aside{position:static}.footer-grid{grid-template-columns:1fr}.hero{padding:54px 0}.article-main{padding:22px}.hero-panel>a{flex-direction:column;align-items:flex-start}.hero-panel>a span{text-align:left}.cta-band{flex-direction:column;align-items:flex-start}.page-hero{padding:38px 0}}.service-intro-grid{grid-template-columns:1.35fr .65fr;align-items:start;gap:30px;display:grid}.service-principle{border-top:4px solid var(--amber)}.two-col{grid-template-columns:1fr 1fr;gap:52px;display:grid}.check-list,.plain-list{gap:12px;margin:22px 0 0;padding:0;list-style:none;display:grid}.check-list li,.plain-list li{padding-left:28px;position:relative}.check-list li:before{content:"✓";color:var(--green);font-weight:900;position:absolute;top:0;left:0}.plain-list li:before{content:"•";color:var(--amber);font-weight:900;position:absolute;top:0;left:6px}.lead-panel{border:1px solid var(--line);background:#fff;border-radius:22px;justify-content:space-between;align-items:center;gap:28px;display:flex;padding:32px!important}.lead-panel h2{margin:.2rem 0}.service-steps{grid-template-columns:repeat(4,1fr)}.contact-grid{grid-template-columns:minmax(0,780px) 320px;align-items:start;gap:34px;display:grid}.contact-side{gap:16px;display:grid;position:sticky;top:96px}.form-row{grid-template-columns:1fr 1fr;gap:14px;display:grid}.form-intro{font-size:.98rem}.consent{align-items:flex-start;gap:10px;display:flex;color:var(--muted)!important;font-weight:500!important}.consent input{width:auto;margin-top:5px}.form-submit{justify-self:start}.full-btn{width:100%}.compact{gap:6px!important;margin-top:10px!important}.thanks-card{max-width:760px;margin:auto;padding:42px}.thanks-card h1{color:var(--navy);font-size:clamp(2rem,4vw,3.2rem);line-height:1.1}@media (width<=900px){.service-intro-grid,.two-col,.contact-grid{grid-template-columns:1fr}.service-steps{grid-template-columns:repeat(2,1fr)}.contact-side{position:static}}@media (width<=650px){.form-row,.service-steps{grid-template-columns:1fr}.lead-panel{flex-direction:column;align-items:flex-start}}.brand-logo{width:190px;height:auto;display:block}.logo-link{min-width:190px}.footer-grid{grid-template-columns:1.6fr 1fr 1fr 1.25fr}.footer-bottom{color:#91a4b6;border-top:1px solid #ffffff1f;flex-wrap:wrap;justify-content:space-between;gap:16px;margin-top:32px;padding-top:20px;font-size:.82rem;display:flex}.small-note{color:var(--muted);font-size:.88rem}@media (width<=900px){.footer-grid{grid-template-columns:1fr 1fr}.brand-logo{width:165px}.logo-link{min-width:165px}}@media (width<=620px){.footer-grid{grid-template-columns:1fr}.brand-logo{width:150px}.logo-link{min-width:150px}}